第二百五十七条 预约保险合同是指保险人按照约定对于被保险人将来一定期间内分批运输的货物承担保险责任，而由被保险人支付保险费的合同。
Вячеслав Агапов
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Kessler, a Wharton professor and author of the new book Lucky by Design, has spent his career pulling back the curtain on these systems. His core diagnosis is disarmingly simple: “The reason it’s a hidden market is because there is excess demand given the price that is being charged.”